West Capital Lending connects California homebuyers, homeowners, and investors with the right loan
— backed by a network of over 150 lenders and a process built to close in as few as 5 days.
NMLS 1987809
Licensed Mortgage Broker
Equal Housing Opportunity
We lend fairly, always
150+ Lender Network
More options, better fit
Licensed in 36 States
Local expertise, broad reach
5-Day Close Timeline
Fast, efficient, no surprises
Top-Rated on Google
Read what our clients say
Whether you’re buying your first home, tapping your equity, or building a rental portfolio, we have a loan
product designed for your situation.
Purchase Loans:
Get into the home you want with competitive financing options tailored to your timeline and financial profile.
Refinance:
Restructure your existing mortgage to better align with your financial goals — whether that means a different term, monthly payment, or loan structure.
Cash-Out Refinance:
Leverage the equity you've built in your home to fund renovations, consolidate debt, or cover major expenses.
HELOC / HELOAN:
Access a flexible line of credit or a lump-sum loan secured by your home's equity — without touching your existing first mortgage
DSCR / Investor Loans:
Qualify based on property cash flow, not personal income — ideal for real estate investors growing their portfolio.
VA Loans:
Exclusive financing benefits for eligible veterans, active-duty service members, and surviving spouses — with no down payment required in most cases.
FHA Loans
A Clear Path to Homeownership — Even With a Lower Down Payment.
TELL US ABOUT YOUR GOALS
Complete our short intake form or call us directly. We'll spend time understanding your purchase goals, timeline, credit profile, and financing needs before we make any recommendations.
WE SHOP 150+
LENDERS
Instead of taking you to a single bank, we run your scenario across our entire lender network to identify the loan programs that fit your situation. You receive clear options with real numbers — no guesswork.
CLOSE WITH
CONFIDENCE
Once you choose a direction, our team manages the file from application through closing. Our streamlined process is designed to close in as few as 5 days when conditions allow — keeping your deal on track
Use our mortgage calculators to estimate monthly payments, compare loan scenarios, and understand
how different terms affect your costs over time. These are planning tools — your actual figures will
depend on your loan details.
Our team is led by Branch Manager Devon Linkon, NMLS 1987809 — a licensed mortgage professional
with deep experience across purchase, investment, and non-traditional lending. We take the time to
understand your situation before recommending a path forward.
Fill out the form below and a West Capital Lending advisor will reach out within one business day to
discuss your options — no commitment required.