1. Acceptance of Terms
By accessing or using the West Capital Lending website located at [WEBSITE URL] (the “Site”), you
agree to be bound by these Terms of Service. If you do not agree, you may not use the Site. West
Capital Lending reserves the right to modify these Terms at any time. Continued use of the Site after any
modification constitutes acceptance of the updated Terms.
2. Who We Are
West Capital Lending is a licensed mortgage broker operating under NMLS ID [NMLS #]. Branch
Manager: Devon Linkon, NMLS 1987809, DRE 02254965. Licensed to broker mortgage loans in 36
states. License verification: www.nmlsconsumeraccess.org.
3. No Legal or Financial Advice
The information provided on this Site is for general informational purposes only. Nothing on this Site
constitutes financial, legal, tax, or investment advice. You should consult with qualified professionals
before making any financial decisions. West Capital Lending does not provide legal services and is not a
law firm.
4. No Offer to Lend
Nothing on this Site constitutes an offer to lend or a commitment to make a loan. All loan products
described on this Site are subject to lender approval, underwriting review, and applicable regulatory
requirements. Not all applicants will qualify. Loan availability, terms, and requirements are subject to
change without notice.
5. No Guarantee of Rates or Terms
West Capital Lending does not guarantee specific interest rates, annual percentage rates, monthly
payments, or loan terms. All rates and terms are subject to change based on market conditions and
individual borrower qualifications. Any rate or payment figures shown on this Site are illustrative and do
not represent an offer or commitment.
6. Third-Party Links
This Site may contain links to third-party websites. West Capital Lending is not responsible for the
content, privacy practices, or accuracy of any third-party site. Links do not imply endorsement.
7. Intellectual Property
All content on this Site, including text, graphics, logos, and images, is the property of West Capital
Lending or its licensors and is protected by applicable copyright and trademark laws. You may not
reproduce, distribute, or create derivative works without written permission
8. Limitation of Liability
To the fullest extent permitted by California law, West Capital Lending shall not be liable for any indirect,
incidental, special, consequential, or punitive damages arising out of your use of this Site. Total liability
shall not exceed the amount paid by you, if any, for access to the Site.
9. Disclaimer of Warranties
This Site is provided “as is” and “as available” without warranties of any kind, express or implied. West
Capital Lending does not warrant that the Site will be uninterrupted, error-free, or free of viruses or
other harmful components.
10. Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict of law
provisions. Any disputes shall be resolved in the state or federal courts located in Orange County,
California.
11. Accessibility
West Capital Lending is committed to making its website accessible to all users. If you experience
difficulty, please contact us at [EMAIL] for assistance.
12. Contact Information
West Capital Lending | [Address], Irvine, CA | Phone: [PHONE] | Email: [EMAIL] | NMLS [NMLS #]